EU guide · Terms & conditions

Household rules and duplicate-account allegations

Promotions may limit eligibility by person, household, address or other account relationships. These terms can affect people who share accommodation or devices, so their scope should be clear before acceptance.

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EU FIELD NOTES · Terms & conditions · Bonus Knowledge Network
The key points
  • One account per person and one reward per household are not equivalent.
  • Creating extra accounts, borrowing identities or changing details to appear unrelated can breach terms and create additional risks.
  • If the operator alleges duplication, request the clause, account event and general basis of the decision, while recognising it may protect sensitive fraud-control information.

Distinguish a person from a household

One account per person and one reward per household are not equivalent. A shared address can include unrelated adults, while one person can use several devices. Do not assume the rule most favourable to the situation. Ask how the operator defines household and whether an existing account at the address changes eligibility for the specific promotion.

Do not evade the restriction

Creating extra accounts, borrowing identities or changing details to appear unrelated can breach terms and create additional risks. If eligibility is uncertain, decline the reward or seek clarification. Accurate account information is more important than obtaining promotional credit. A new email address does not create a new person or a fresh legal entitlement.

Challenge errors with relevant evidence

If the operator alleges duplication, request the clause, account event and general basis of the decision, while recognising it may protect sensitive fraud-control information. Explain legitimate shared circumstances and provide only necessary evidence through secure channels. Keep the dispute focused on eligibility and balance treatment rather than speculating about undisclosed detection systems.

A detail worth checking

Shared internet access can occur in accommodation, workplaces and public networks, but a network relationship is not the same thing as a shared identity. A dispute should explain the actual circumstances without making assumptions about what the operator detected. Ask whether the issue concerns duplicate accounts, household eligibility or payment ownership, because the relevant evidence differs. Avoid publishing other residents’ documents to defend your position. If another person’s information is genuinely necessary, use an appropriate secure process and respect their privacy. The aim is clarification, not an attempt to outguess controls.

Worked example · hypothetical

Shared accommodation

Two unrelated adults in a flat may each have an account, yet a promotion can still contain a household restriction. Whether it applies depends on the wording and applicable fairness rules. Written clarification before acceptance is more useful than creating another address or device arrangement.

  1. Identify the relevant account event and preserve its original wording.
  2. Separate known facts from assumptions before drawing a conclusion.
  3. Use the applicable official source or complaint route when a material question remains.

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Common questions

Does a separate device guarantee separate eligibility?

No. Terms may concern the person or household rather than the device.

Can I create another account after cancelling a bonus?

Do not assume so. Account and first-customer restrictions may continue to apply.

Sources & further reading

Read the source alongside the explanation. Rules and published terms can change; check the current official position where you live.

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